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Your Ship Is About To Come In !
Typical Borrower Profile 27% Interest Candidate
| Credit Profile |
| C credit grade |  Homeowner  Account not yet verified | 10% debt to income ratio | |||
 | | | | | |
| Now delinquent: | 1 | First credit line: | Jan-1976 | Employment status: | Full-time |
| Amount delinquent: | $1,227 | Current / open credit lines: | 7 / 4 | Length of status: | 28y 8m |
| Delinquencies in last 7y: | 11 | Total credit lines: | 24 | Income range: | $75,000-$99,999 |
| Public records last 12m / 10y: | 0 / 0 | Revolving credit balance: | $4,974 | Occupation: | Engineer - Electrical |
| Inquiries last 6m: | 1 | Bankcard utilization: | 45% | ||
| Description |
This loan will be used to consolidate my personal loans and eliminate high interest payments
My financial situation:
I got into a financial bind due to some family issues and a few bad decisions during the time of the family issues. I am a good risk because I work in a highly technical field and I love what I do and have the respect of my peers and my employer. I have been employed full time my whole life 1974 till present. I have a 401k that doesn't have a borrowing clause, which I have contributed to for the last 21 years. I want to get back on track financially, eliminating all outstanding high interest debt.
Monthly net income: $ 4200
Monthly expenses: $
Housing: $ 900
Insurance: $ 100
Car expenses: $ 454
Utilities: $ 230
Phone, cable, internet: $ 49
Food, entertainment: $ 250
Clothing, household expenses $ 100
Credit cards and other loans: $ 1300
Other expenses: $ 400
